News for 'Savings Bank Account'

PIX: Arsenal stun Bayern Munich, go top; PSV whip Liverpool

PIX: Arsenal stun Bayern Munich, go top; PSV whip Liverpool

Rediff.com27 Nov 2025

A summary of Wednesday's action in the UEFA Champions League.

HELP! Multiple Form 16s And Filing ITR

HELP! Multiple Form 16s And Filing ITR

Rediff.com25 Jul 2025

Learn to track your ITR's progress and correct any errors.

Multiple Bank FDs: More Harm Than Good

Multiple Bank FDs: More Harm Than Good

Rediff.com30 Jun 2025

So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them to hybrid funds that can deliver extra returns without the administrative and emotional rollercoaster.

How UPI, AePS, Wallets Are Changing India

How UPI, AePS, Wallets Are Changing India

Rediff.com24 Jul 2025

UPI has catapulted India into the forefront on the global digital payments landscape. Working hand in hand, the AePS payments system is making life easy for rural folks, notes Tamal Bandyopadhyay.

No withdrawal tax on savings accounts

No withdrawal tax on savings accounts

Rediff.com2 May 2005

The government has proposed to dilute the controversial Fringe Benefit Tax, exempt savings account from the 0.1 per cent banking cash transaction tax and raise income tax exemption limit for women and senior citizens.

Tax cut may bolster credit growth in H2

Tax cut may bolster credit growth in H2

Rediff.com5 Sep 2025

After a subdued first quarter of 2025-26 (Q1FY26), banks are now betting big on the festive season, rolling out attractive loan offers to boost credit growth in the second half of the current financial year (H2FY26) - a trend likely to be further accentuated by the second-order effects of the good services tax (GST) cuts.

Now you can make final PF pension withdrawal after 3 years

Now you can make final PF pension withdrawal after 3 years

Rediff.com14 Oct 2025

The Employees' Provident Fund Organisation (EPFO) board has approved liberalised part withdrawals for subscribers, allowing up to 100 per cent EPF withdrawal, and rolled out the 'Vishwas Scheme' to reduce litigation through rationalised penal damages.

How to make the most out of your idle money in savings account

How to make the most out of your idle money in savings account

Rediff.com27 Dec 2016

Have you ever thought of options that are safer like the savings bank account, and additionally provide higher returns?

PF Exit, LTCG, Home Sale and TDS: Your Tax Qs Answered

PF Exit, LTCG, Home Sale and TDS: Your Tax Qs Answered

Rediff.com18 Sep 2025

rediffGURU T S Khurana answers readers' personal income tax queries.

Sitharaman asks fintechs to strengthen risk management to check AI misuse

Sitharaman asks fintechs to strengthen risk management to check AI misuse

Rediff.com8 Oct 2025

Finance Minister Nirmala Sitharaman on Tuesday asked fintech firms to focus on risk management at a time when criminals are using AI to mimic voices, clone identities and create lifelike videos to manipulate people.

How he is helping every rural Indian get a bank account

How he is helping every rural Indian get a bank account

Rediff.com13 Oct 2010

Eko helps anyone who owns a cellphone to do banking transactions in just a few seconds.

1.57 bn accounts but are Indians saving in banks?

1.57 bn accounts but are Indians saving in banks?

Rediff.com26 Apr 2018

Now, 83 per cent males and 77 per cent females have formal bank accounts but they are hardly using them

Country's first post office savings bank ATM in Chennai

Country's first post office savings bank ATM in Chennai

Rediff.com27 Feb 2014

After launching the ATM service at Thiyagaraya Nagar Head Post Office, Chidambaram said that Rs 4,909 crore had been allocated for the IT modernisation of Department of Posts in the interim budget for 2014-15.

The '3-in-1' savings account is here

The '3-in-1' savings account is here

Rediff.com10 Jan 2006

Govt May Cut Small Savings Rates

Govt May Cut Small Savings Rates

Rediff.com17 Feb 2025

The interest rate on these schemes have remained unchanged for over a year now.

HDFC Bank cuts savings rate to 3.5% for deposits less than Rs 50 lakh

HDFC Bank cuts savings rate to 3.5% for deposits less than Rs 50 lakh

Rediff.com17 Aug 2017

The new interest rates will be effective from August 19 and will be applicable to both resident and non-resident customers.

Pant's Noble Gesture Warms Hearts

Pant's Noble Gesture Warms Hearts

Rediff.com8 Aug 2025

'We extend our heartfelt appreciation for your generous gesture of personally paying the first semester admission fee.' 'We sincerely hope your support to underprivileged students continue.'

'Next Samvat Could See Equities Align With Economic Growth'

'Next Samvat Could See Equities Align With Economic Growth'

Rediff.com16 Oct 2025

'The outlook for the next Samvat is more constructive, as many of the earlier drags are gradually becoming supports.'

Bangladesh: Hasina's bank accounts to be frozen

Bangladesh: Hasina's bank accounts to be frozen

Rediff.com3 Aug 2007

The central intelligence cell of the National Board of Revenue has sent a list of 55 people including Hasina and some charities to all commercial banks and the savings directorate with a direction to freeze their accounts.

Big opportunity in opening 150 million bank accounts in a year

Big opportunity in opening 150 million bank accounts in a year

Rediff.com21 Aug 2014

The poor and unbanked can take their rightful place as consumers of financial services only if the Modi government encourages different entities to advance the financial inclusion agenda, say Vikram Gandhi & Chandni Ohri.

'How To Earn Maximum Monthly Income?'

'How To Earn Maximum Monthly Income?'

Rediff.com3 Oct 2025

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.

Global Investing: What YOU Must Know

Global Investing: What YOU Must Know

Rediff.com16 Oct 2025

Here's what Indian investors diversifying into equities, ETFs, and real estate abroad to manage risk, returns, and currency exposure must watch out for.

'Want To Stop Saving In PPF. Is It Ok?'

'Want To Stop Saving In PPF. Is It Ok?'

Rediff.com6 May 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

Coop Bank Faces RBI Curbs, Depositors Panic

Coop Bank Faces RBI Curbs, Depositors Panic

Rediff.com14 Feb 2025

'We deposited money just yesterday, but they did not say anything...'

'How Will I Survive Without My Monthly Withdrawals?'

'How Will I Survive Without My Monthly Withdrawals?'

Rediff.com24 Feb 2025

'I don't know when I will be able to access those funds.'

'Is PPF Better Than MFs For...?'

'Is PPF Better Than MFs For...?'

Rediff.com19 Sep 2025

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.

Defeat RJD and allies, Modi appeals to Bihar's women

Defeat RJD and allies, Modi appeals to Bihar's women

Rediff.com26 Sep 2025

Prime Minister Narendra Modi launched a sharp critique of the RJD, emphasizing the hardships faced by women in Bihar under its governance. He highlighted the current government's initiatives for women's empowerment and urged them to prevent the RJD's return to power.

4 reasons why your savings account earns more for you now

4 reasons why your savings account earns more for you now

Rediff.com18 Apr 2012

Let us discuss what has made your savings bank deposits a worthwhile avenue to park your funds now.

World Savings Day: Your Career Is Your BIGGEST Saving!

World Savings Day: Your Career Is Your BIGGEST Saving!

Rediff.com30 Oct 2024

The best way to achieve financial security isn't by cutting out every vada pav or limiting yourself to home-cooked meals; it's by making yourself indispensable at work, says Vatsal Ramaiya.

Should the savings bank rate be deregulated?

Should the savings bank rate be deregulated?

Rediff.com11 May 2011

The initiative will neither help banks nor borrowers since the cost of funds will rise, but it will provide greater scope for product innovation and service excellence.

Savings rate deregulation: Banks to defy RBI move

Savings rate deregulation: Banks to defy RBI move

Rediff.com23 Sep 2010

Banks are putting up stiff resistance to Reserve Bank of India's move to deregulate the interest rate on savings bank accounts -- the last bastion of administered rates. Banks benefit from low-cost savings deposits.

'Buy 2 Homes With LTCG And Save Tax?'

'Buy 2 Homes With LTCG And Save Tax?'

Rediff.com25 Mar 2025

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

Payments banks urge FinMin to raise deposit limit to Rs 5 lakh

Payments banks urge FinMin to raise deposit limit to Rs 5 lakh

Rediff.com28 Mar 2025

Payments banks have urged the Union finance ministry to increase their deposit limit for each account to Rs 5 lakh, according to a source who participated in a meeting, chaired by the Department of Financial Services Secretary M Nagaraju, in New Delhi. At present, they can accept deposits of up to Rs 2 lakh.

'Tariffs To Have Adverse Impact On Near-Term Growth'

'Tariffs To Have Adverse Impact On Near-Term Growth'

Rediff.com29 Aug 2025

'The statistical confidence bands of the fan charts of the forecasts will provide a better sense of the potential variability of outcomes.'

SBI cuts saving account rate by 0.5%

SBI cuts saving account rate by 0.5%

Rediff.com31 Jul 2017

SBI said revision of saving bank rate will enable the bank to maintain MCLR based lending rate at existing rates.

How Vibe Coding is Redefining IT Hiring

How Vibe Coding is Redefining IT Hiring

Rediff.com2 Sep 2025

People with no knowledge of coding or computer languages can use vibe coding using plain English command with AI-assisted software development.

'How To Save Tax On Retirement'

'How To Save Tax On Retirement'

Rediff.com20 Mar 2025

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

Q4 result preview: Banks' net profit likely fell 4% on NIM pressure

Q4 result preview: Banks' net profit likely fell 4% on NIM pressure

Rediff.com15 Apr 2025

Net profit of 19 listed banks is likely to decline by 4 per cent year-on-year (Y-o-Y) for the quarter ended March (Q4FY25) mainly due to pressure on net interest margins (NIM) as a result of rate cut by the Reserve Bank of India (RBI), according to analysts' estimates. Additionally, loan growth is expected to further slowdown amid low demand in certain secured products, stress in the unsecured segment, and a high cost to deposit (CD) ratio across the system.